Acknowledgements If words are considered to be signs of gratitude then let these words Convey the very same My sincere gratitude to HEAD BANK for providing me with an opportunity to work with BANK and giving necessary directions on doing this project to the best of my abilities. I am highly indebted to Branch Manager and company project guide, who has provided me with the necessary information and also for the support extended out to me in the completion of this report and his valuable suggestion and comments on bringing out this report in the best way possible
Over the past couple of years, the Indian banking sector has displayed a high level of resiliency in the face of high domestic inflation, rupee depreciation and fiscal uncertainty in the US and Europe. In order to stimulate the economy and support the growth of banking sector, the Reserve Bank of India (RIB) adopted severe policy measures such as increasing the key monetary policy rates such as reps and reverse reps 16 times since April 2009 to Cot 2011 and tightening provisioning requirement Dun & Broadsheet has prepared a compressive Sector’s Outlook report on the
Banking sector for the year 2013 which showcases that the key challenge for the Indian banking system continues in improving their operational efficiency and implement prudent risk management practices. Bank Ltd provides various financial products and services. It operates In three segments: Retail Banking, Wholesale Banking, and Treasury. The Retail banking segment provides various deposit products, including savings Accounts, Current accounts, Fixed deposits, and Edema accounts.
It also offers Auto, personal, commercial vehicle, home, gold, and educational loans; loans Against securities, reporter, and rental receivables; and health care finance Working capital finance, construction equipment finance, and warehouse Receipt loans, as well as credit cards, debit cards, depository, investment Advisory, bill payments, and transactional services. In addition, this segment Sells third party financial products, such as mutual funds and insurance, as Well as distributes life and general insurance products through its tie-ups With insurance companies and mutual fund houses.
The wholesale banking Segment provides loans, non-fund facilities, and transaction services to large Corporate, emerging corporate, small and medium enterprise, supply chain, Public sector undertaking, central and state government departments, and Institutional customers. It offers deposit and transaction banking products, Supply chain financing, working capital and term finance, agricultural loans ,And funded non-funded treasury, and foreign exchange products.
This Soot Analysis of Head and ICC By Lovebird custodial, tax collection, and electronic banking. In addition, it Provides correspondent bank services to co-operative banks, private banks, Foreign banks, and regional rural banks; and wealth management products For non-resident Indians. The Treasury Services segment operates primarily In areas, such as foreign exchange, money market, interest rate trading, and Equities. As of March 31, 2009 HEAD bank had a network of 1,142 branches And 3,295 automated teller machines in 528 cities in India .