MFC grading in 2002, becoming the world’s first mainstream rating agency to develop a separate methodology and scale to assess Miff. Since then, we have assessed more than 140 Miff, and established ourselves as the leading rating agency in the Indian micromanage space. In addition to MFC grading and risk assessment services, we offer ratings on the Miff’ bank facilities and serialization transactions we are Indian’s first agency to have rated the bank loans of Miff, and serialization transactions involving micromanage loan receivables.
CRISIS has experience in assessing Miff of diverse gal forms, lending models, and sizes, across the country. Our insights, gleaned from our vast and varied experience, reveal that growth in the micromanage sector has been driven by an increase in investor interest in Miff over the past couple of years: equity investments have resulted In significant growth In the size of MFC balance sheets.
As this publication indicates, we believe strong business growth, Improving geographic diversity, growing earnings, and healthy asset quality, are the key strengths of Indian’s Miff. On the other hand, dependence on financial Institutions for ends, the political sensitivity of matters relating to Interest rates, pressure on processes and controls due to aggressive growth strategies, and weak governance architecture, are among the sector’s chief challenges.
We leverage our large network of associates to reach out to stakeholders In the micromanage sector across the country, to ensure a wide dissemination of Information and credit opinions on players In the sector to users Like you. We hope this publication will provide you useful Insights on the Indian micromanage sector.
